Covid-19 Update

Current situation:

As a student in receipt of US Federal Loans you may be concerned about the impact of Covid-19 on your continued eligibility for funding, given that normally both online learning and studying in the US are prohibited for students at foreign schools.

The Consolidated Appropriations Act has increased the duration for which the Secretary may permit an otherwise eligible program to be offered by distance education. While previously the CARES Act permitted otherwise eligible programs to be offered via distance education for the duration of the qualifying emergency and the following payment period, the amendments now use a 鈥渃overed period鈥�. The 鈥渃overed period鈥� ended on June 30, 2023.

Information provided by the US Government about Federal Loans and Covid-19 can be found on听.

IMPORTANT听- Students at 蜜桃AV are expected to attend on campus and we are not currently offering remote study options for our full-time in person courses.

If you are a US citizen or permanent resident of the United States, you are eligible to apply for funding under the US Government William D. Ford Federal Direct Loan Program (Title IV Direct Loans).

US students studying in the UK are听not听eligible for听Perkins Loans听辞谤听Pell Grants.

You must meet the criteria set by the US Department of Education in order to be eligible for US Federal Loans. The eligibility criteria are subject to change at the US Department of Education's discretion and are beyond the University's control. You should check the latest eligibility criteria on the听听飞别产蝉颈迟别.

In addition to the criteria specified on the Federal Student Aid website, you must:

  • be accepted for an eligible full-time or part-time degree programme
  • remain continuously enrolled and resident in the UK on the specified degree programme for the whole duration of the course
  • be taking the required credit load for the full-time or part-time undergraduate or postgraduate programme.

If your enrolment/residency status, including any placement, changes at any time, you must inform the听Federal Aid Administrator听颈尘尘别诲颈补迟别濒测.

Ineligible courses

Most of our undergraduate and postgraduate courses are eligible for Federal funding however, there are exceptions; see the list of courses that are听not eligible听产别濒辞飞:

  • CPD courses
  • LLM courses
  • Midwifery
  • Nursing (all branches)
  • Occupational Therapy
  • Operating Department Practice
  • Paramedic Science
  • Physician Associate Studies
  • Physiotherapy
  • Social Work
  • Any stand-alone Foundation degree
  • Any Postgraduate Certificate course听(PGCert)
  • Any Postgraduate Diploma course (PGDip. LPC, GDL, etc.)
  • Any Online and Distance Learning course - Please see above for Covid-19 exemptions until June 2023
  • Courses which are less than half time.

Please be aware that this is not an exhaustive list and is subject to regulation change. The US Federal Loans team will assess whether your course is eligible when you submit your loan application.

If you are not eligible for the Federal Title IV Direct听Loan Program, you may still be eligible for a听private educational loan, for example or .

Courses with a work placement

You are eligible for Federal Title IV Direct Loans funding for the duration of any official work placement.

However, you should听ask us听for advice if your course has a placement or period away from the University, so we can ensure that your eligibility for Title IV Direct Loans will not be affected. You should also keep us informed of any changes you make during your studies at 蜜桃AV.

IMPORTANT:听If your placement is in the US, you will听NOT听be eligible for Federal Title IV Direct Loans funding for the whole course.

Courses with a study exchange

Some courses have the option of studying a semester at an overseas institution as a study exchange.

New regulations from the US Department of Education now allows students receiving Federal Loans to take听up to听25 percent听of their programme of study in the United States or at institutions outside the US that are not themselves participating in the US Direct Loan Program without losing eligibility for Federal Direct Loans.

However, you should听ask us听for advice if your course has a study exchange or period away from the University, so we can ensure that your eligibility for Federal Direct Loans will not be affected. You should also keep us informed of any changes you make during your studies at 蜜桃AV.

You can also contact our听Global Engagement team听for further advice.

Satisfactory Academic Progress (SAP)

In order to remain eligible for Federal Aid you need to be making Satisfactory Academic Progress (SAP) by being in attendance and passing assignments and exams. If you fail to meet SAP, you will become ineligible for Federal Loans. For further information, please see the听.

Entrance and Exit Counseling

If you borrow under the US Government William D. Ford Federal Direct Loan Program, you MUST complete Entrance Counseling before we can fully set up your loan request.

You are also required under US law听to complete Exit Counseling shortly before graduating or otherwise leaving the university.

Both Entrance and Exit Counseling can be completed at听.

Further information

You can find more information about Federal Loans, including how they are repaid, on our听frequently asked questions page.

The US Department of Education has produced some听听about the types of loans that are available, including eligibility, guidance on responsible borrowing and repayments, along with their own听.

Before you apply for a loan, you should think about whether you can afford to make the repayments. StudentAid has a听听to help you plan your educational loans and repayment options.

You can find out about听听in the US听from the US听Department of Labour.